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Stay Hydrated

When it comes to being out in the heat, one thing you always want to watch is your hydration level.  Did you know that if you feel thirsty then you are actually already dehydrated?  Follow these tips below to stay hydrated in the hot summer sun!


Keep a Water Bottle Handy
Here's a piece of advice that's easy and efficient: Always try to keep a reusable bottle or cup of water with you throughout the day. If you're one of those people who has trouble remembering to drink as much water as you should, having a bottle near you will help keep it at the top of your priorities list. Plus, refills are free.

Make Your Water More Interesting
Not much of a fan of plain water? Many recommend adding herbs and fresh fruit — citrus and berries are popular choices — to you water to boost the flavor intrigue. (We love this recipe for watermelon, mint, and cucumber water.) Some also claim that lemon water (made by mixing in the juice of a quarter a lemon) helps balance electrolytes and promotes the absorption of water into your cells. Or if you're a big soda drinker, opt for sparkling water or club soda instead which at least offers a similar texture — just make sure it doesn't have any added sugar or sodium.

Drink Fresh Fruit & Vegetable Juices
Believe it or not, water is not the only star of the hydration show — electrolytes, essential fatty acids, and minerals are also important when it comes to keeping you hydrated. So opt for fresh juices made from high-water content fruits and vegetables to supplement your body's needs. Think watermelon, cucumber, tomatoes, strawberries, and the like. (Watching your weight? Try diluting the juice with water or club soda to help cut down on the sugar and calories.) And actually, you don't just have to drink your juice — fresh fruit popsicles are a great (not to mention tasty) hydrating alternative.


Minimize Your Caffeine and Alcohol Intake
This one's a bit of a no-brainer but worth stating nonetheless. Both alcoholic beverages and caffeinated drinks like coffee, tea, and soda act as diuretics and can contribute to dehydration. You don't have to give up your morning cup of coffee or nightly glass of wine, just be mindful to consume these types of beverages in moderation.

And if you are inside in the AC or hanging out by the pool reading this, take the time to check out our Facebook or Twitter!
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Bump Clause

You probably haven't heard the term bump clause unless you are in the real estate business or have sold/purchased a property with a contingency.  But you know, that's OK!  That's why we are here.

Now if you are unsure as to what a contingency is then look back one post and read all about it.  Once you know what a contingency is, the term "bump clause" makes a lot more sense.  The "bump clause" is part of your contract.  If you are involved in a real estate deal that has a contingency then this is a section you will want to pay close attention to.  If you are the buyer, the clause will allow someone who has no contingency to essentially move you out of the way if the contingency isn't removed in the allowed time.  This can easily be viewed as a positive for the seller so they are not sitting and waiting on a deal that may or may not actually happen.

So say you own a home and need to move areas or need a bigger place.  Well, you will be buying and selling.  You may find the perfect home 3 days later and not have even placed your own home on the market.  This means there is a chance you will be submitting and offer with a contingency and more than likely there will be a bump clause.  Say the bump clause states that you will have 24 hours to remove your contingency if a non contingent offer is submitted.  Well, one week later another person submits and offer to the same home but without the contingency.  Your agent will notify you and then there will be a decision to make.

Contingency? What's that?

So you're preparing to buy or sell.  That's great news! Hopefully you have been reading this blog for all of the best advice (as well as using your Nothnagle agent)!  As you go through the process you will hear many many terms.  Some old and some new.  One that you may hear will be "contingency."  But what is it?  That's why we are here!

The simplest way to put it; a contingency is when you make an offer but under a condition.  You know, like you did when you were younger (or even now too!)  "Sure, I would love to come over!  That is as long as you are serving ice cream!"

There are many ways that an offer can be contingent.  You may agree with an offer as long as your attorney says it's ok.  The offer may be accepted as long as you can show them you are pre-approved in the next couple of days.  We would like to buy your home as long as the home inspector says everything looks great.  A big one is the, "we accept your offer but can not close until 60 days after we sell our house (or find a house to buy...depending on if it's the buyer or seller).

So contingencies can be helpful to both sides.  Of course, your Nothnagle REALTOR will always be the best source to guide you through everything!

Maintain your AC

As we get closer and closer to summer and we all start turning on our central AC or installing our window units you may be wondering..."Is there something I should be doing  to make sure my AC will last and not break down on a 95 degree day?"  Although we can not guarantee that it won't break down, we can throw some tips your way to help you stay cool and keep your AC going!

If your unit is a through the wall or in the window one of the first things you will want to check will be the filter.  A dirty filter can make the air flow restricted, keeping you warmer than what you'd like.  With some units you can simply rinse off your filter while others you'll need to get a new one.  Use your vacuum attachment to keep the coils clean and if you have any bent fins, try and bend them back.  For that they actually make a specially designed brush instead of using a screw driver which can cause more damage than you had in the first place.  There are also kits you can buy to seal the area around a window unit to make sure no air leaks out.

When it comes to a central air unit there are some things that you can check.  Once again, check any filters to make sure the air flow is at it's highest efficiency and that the air is clean.  Be sure to keep the coils clean and during the summer months when you are using the AC, keep plants around 2-3 feet away from the unit to ensure proper air flow.  If you can, check your duct work.  Around 30% of your heat and air can be lost in poorly insulated duct work.  Using a professional to complete a summer maintenance check is also a great idea.  They can open the unit to clean and check everything for you.  We have some great companies as part of our Home Services department.

Has anyone tried these tips or have any others?  Feel free to share!

Moving to Western New York?

Have you ever relocated for a job, family, school or any reason at all?  Then we are sure you know how hard it is to know exactly what you are looking for without having ever lived (or even visited in some cases) in that area..  And if you have never relocated, you may not know what to expect or where to start!  We here at Nothnagle REALTORS are here to help.

It is always a great first step to create your own "wish list" that includes things you like about your current home along with things you want in your new home. There may be things such as: four bedrooms, a master bath, gas oven, and an in ground pool. It may also be best to break the list into "must haves" and
"would likes" so that you know where you are willing to compromise.

Your next step would be finding a REALTOR that suits your needs and can best assist you for what you are looking for.  Nothnagle can help you with that.  We have a whole relocation team that specializes in getting you matched with an agent to best assist you.  These agents have worked with people moving into the area before so they know what to expect.  They know their areas and can answer any questions for you that you may have about schools, things to do, taxes, and everything in-between.

So don't hesitate!  Contact one of our Nothnagle Realtors Relocation specialists today!

Tips for an Open House

Getting ready to have your open house and want to give it the best chance possible to look great to all of those potential buyers (and occasional curious neighbor) that will walk through?  Here are some quick and easy things that you can do to help you and your agent out!

• Clean it up - Whether you are doing it yourself or hiring someone from our Home Services department; cleaning up is the number one recommendation.  Removing clutter, taking out trash, dusting...anything you can think of to make your home look cleaner, more presentable, and showing pride in ownership.
• Let there be light - Natural light is a great asset to a home.  Opening blinds and curtains allows for the light to flow in showing the true size of the room and giving a great "welcome home" feeling.
• Check your curb appeal - It is the first thing that everyone will see and we all have heard the saying that you only have one chance to make a first impression...so why not make it a great impression?  Sweeping the porch, deck, and walkways.  Cleaning debris in the yard.  Every little bit can help!
• Find something to do - You may find that your agent will recommend that you not be around when you are having in open house.  While there are many reasons for this that can vary from agent to agent; one is to make the potential buyer feel more comfortable looking around.  Also, if you have pets either make sure they are properly secured or are with you at the time.  Just because you may love animals doesn't mean everyone else does!

Ideas to Beat the Heat

With the last couple of days in the 80's and 90's you may be trying to think of some ways to beat the heat. In this post we will give you a few pointers to help with the heat so you can still enjoy the great weather this summer.

• Wear loose fitting light colored clothing.  Lighter colors attract less heat and with loose clothing it will allow for more air-flow to help keep you cool.
• Change your routine.  As nice as that run may be early afternoon on a Saturday, summer is not the time for it!  Adjust your activities so they are happening earlier or later in the day when the temperatures are cooler and the sun isn't beating on you as harshly.
• Stay hydrated!  Stick with water unless you are working out or working hard (then add a sports drink in there).  Stay away from anything with caffeine or alcohol as those will dehydrate you faster.
• Use fans!  Even if you have central air or an A/C unit using a fan can make it seem cooler (that way you won't have to put as much stress on your A/C units.  If you are air conditioner-less then try getting a window fan and putting it on the sunny side of your home so it pulls the hot air out and open a window in shaded areas so it pulls cooler air in.

What kind of ideas do you have to stay cool?  Leave them here, on our Facebook, or Twitter!

Have a GREAT Memorial Day!

Monday is Memorial Day and we here at Nothnagle REALTORS would like to take this time to say thank you.  Thank you  to all of the men and women who have served or are serving to protect the many freedoms that we here in America enjoy.  Also, we would like to take a moment to say thank you to their families who, even though may find it difficult at times, support their loved ones through these difficult times..

To all of you...we say thank you for all that you do and this Memorial Weekend you will all be in our thoughts.

Events this Memorial Weekend!

Looking for something to do this long weekend? Thinking about going to see a parade?  Well here in the Rochester area that is something we are not lacking at all.  So take a look at the list below, choose and even or pick a parade or two (or three) and enjoy your long holiday weekend!!!


Saturday - May 26, 2012

• Village of Brockport's Memorial Day Remembrance and Celebration starts at 11 AM. At noon, there will be a chicken BBQ at Brockport Area Vets Club, 210 West Ave.
• East Rochester Memorial Day Parade- starts at 10:30 am. The starting point will be the Debbie Supply store for all participants.

Sunday - May 27, 2012

• Irondequoit - 3pm. Along Titus Avenue from Irondequoit Plaza to Town Hall, sponsored by American Legion Post #134.
• Newark - 1:30pm.

Monday - May 28, 2012

• Auburn Parade, 11:00am, along Genesee Street
• Avon Parade, 10:00am (starts at the high school)
• Batavia Parade, 10:15am
• Caledonia Parade, 10am
• Canandaigua Parade, 10am
• Chili Parade, 8:30am
• East Bloomfield Parade, 11am
• Fairport Parade, 10am
• Gates Parade, 9am, Memorial Day Service at the Community Center
• Greece Parade, 2pm. Starts at Janes Road and proceeds south on Long Pond Road to the Greece Town Hall. Long Pond Road closed starting 1:30pm
• Hilton Parade, 10am
• Honeoye Falls Parade, 11:15. Then check out their big town-wide Memorial Day picnic!
• Irondequoit Parade, 7am Flag Raising Ceremony at the Town Hall
• Lima Parade, 10am
• Livonia Parade, 10am
• Macedon Parade, 11am
• Marion Parade, 11am
• Medina Parade, 11am
• Mendon Parade, 9:30am
• Palmyra Parade, 9am
• Penfield Memorial Day Ceremony Day of Remembrance, 10:30am - Amphitheater, 3100 Atlantic Avenue, Penfield (behind Town Hall).
• Pittsford  Parade, 10am - Begins on Sutherland Street
• Riga  Parade, 10:30am, ceremony at elementary school steps, then parade up to the cemetery
• Rochester  Parade, 10:30 Parade forms at Strathallan Park and East Avenue, proceeds along East Avenue to Main Street, then west on Main Street to North Plymouth Avenue
• Rush  Parade, 9:30am
• Scottsville/Wheatland  Parade, 9:30am (Beckwith Ave to Main Street)
• Spencerport/Ogden  Parade, 9am
• Victor Parade, 10:00am (school to Village Hall) - Ceremony at cemeteries start at 8am
• Webster Parade, 9:30am (South Ave to Main Street, to Webster Cemetery, 9:50 ceremony at the cemetery)

If there are any other events you'd like to share...let us know in the comments or either place below!

Are you pre-approved?

If you are just starting to look for a house, you may have had someone ask you that very question.  "Are you pre-approved?"  Pre-approved?  For what?  Getting pre-approved is a great first step in the home buying process with a lot of benefits to make your path to a new home a lot smoother.

Have you already started looking at homes or want to but aren't sure of what price range to look at?  With a pre-approval letter they let you know how much of a home you would be able to purchase and afford.  That way you are looking within your limits and don't fall in love with a home that you wouldn't be able to purchase.

But that isn't the only benefit...there are quite a few.  You can use it as a negotiating tool as well.  When you put an offer in on a home and your agent lets them know you are pre-approved it will give them the assurance that there is a great chance you will have the funds available.  Which is great for a seller knowing the likely hood they would get to closing and have to start all over again is minimal.  It also can reduce your closing time.  You won't be putting in an offer and then going to see about approval.  Once you gain acceptance from the sellers, your mortgage broker can send an appraiser right out!

So if you are looking for a home and have yet to get your pre-approval...why not try one of our mortgage vendors?

New Site for Post Office

There has been a site selected for new Rochester Metro Station Post Office!

Nothnagle Commercial is pleased to announce they have signed the first tenant for the North Plymouth Terrace’s commercial building at the corner of North Plymouth and West Main Street in Rochester. North Plymouth Terrace is a new development of 24 single family attached homes and a 20,000 square foot commercial building.


The U.S. Postal Service has selected this site for a consolidate Post Office to serve customers in the downtown Rochester area. The new Rochester Metro Station, 116 West Main Street, will take approximately eight months to complete.

“Our Vision was to find a site conducive of the Federal Station and Midtown Station.” said Rochester Post Master Ignatius Vaccaro. “The space is centrally located and will be better accessible for post office customers.

The Rochester Metro Station will replace the Federal Station at 100 State Street and the temporary Midtown Station at 454 Broad Street.

The Postal service does not receive tax dollars for operating expenses; it relies entirely on the sale of postage, products and services to fund its operation.

What exactly are seller concessions?

It's a question that many first time home buyer and first time home seller have.  But what exactly are they?  Does it have something to do with a concession stand?  When it comes to real estate we aren't talking about selling hot dogs and hamburgers...we are talking money!

The best way to describe seller concessions is a way for the buyer to pay for closing costs without having to use the money they have in their "pocket."  For example: If the buyer and seller agree on a selling price $100,000 and the estimated closing costs will be 4% the buyer can ask for that to be added on in the form of seller's concessions, making the price $104,000.  The seller would the "pay" $4,000 to closing costs for the buyer.

There are many different factors when it comes to seller's concessions such as loan to value and the appraisal.  We do recommend that you speak with your Nothnagle real estate agent or one of our mortgage partners if you have questions.

In the meantime...

Lilac Festival

Looking for something to do this weekend?  Check out the annual Lilac Festival!  It's free and it will start this Friday going all the way to May 20th.

Not only will you get to enjoy the over 500 variaties of lilacs but there are plenty of other activities to enjoy as well.  Saturday will be the lilac festival parade which is also the first parade of the year here in Rochester.  There will be live music from local schools to recording artists.  Great food and craft vendors.  Various children's entertainment acts.

There are some great events at the Big Top too!  Tuesday the 15th will be a business networking event (tickets are $20 in advance and $25 at the door) and on Thursday the 17th you can enjoy a wine tasting ($5 tickets).

You can find more information on the Lilac Festival website and be sure to check out one of the best festivals in New York and the only one of it's kind in the USA!

Loan to Cost (LTC)

In an earlier blog we talked about LTV (Loan to Value) which talked about how the relationship between the total amount you are borrowing to the appraised value of the property.  Well today we will be talking about a different relationship between the total amount of your loan to the cost of the property.

Most often used with commercial properties, LTC compares the amount you are wanting to borrow to the cost of the project itself.  For example: If you thought that building a new restaurant would be a great idea and the land was going to cost you $50,000 and then total construction costs were going to be $550,000 then your total cost would be $600,000.  Well, you've been saving for a while and you have $90,000 to invest in your dream.  This means that you still would need to borrow $510,000 and your LTC would be 85%.

There are many factors  as to if a bank or mortgage company would approve a LTC of that percentage.  One thing that they do look at is location.  Not just is it in a good area but how many of what you want to build are there already?  If you are interested in making your dream happen...contact one of our mortgage partners.  In the meantime - check us out below!

5 Tools for a First-Time Homeowner

If you are a first time homeowner this is more than likely something you have yet to think about. I mean if something breaks where you are now you are more than likely going to be calling either you parents or the landlord.  But now the home is yours and with that comes the maintenance responsibility as well.  So here are the 5 must have tools so you can keep up with everything.

• Hammer - There is so much that a hammer can do that there is no reason not to have one!  Putting nails into the wall, taking them out, or even using the claw to pull weeds out of your garden.  The hammer is a must have.
• Tape Measure - Often over-looked until you need to measure something then what do you do?  Pull out a dollar bill and count how many dollar bills wide your new entertainment system can be?  Trust us, the tape measure is something you will want to have around.
• 4 Headed Screwdriver -  Oh you already have a screwdriver!  But are you sure it's the right one?  How many times have you gone to fix something that was loose just to find out you needed a flat head and all you had was a phillips head?  With the 4 headed screwdriver you get small and large of both.
• Pliers - There are a few different types out there so you may want to grab more than one.  But they are handy!  Tightening nuts, loosening soda bottle caps, using a towel as protection and bending the tip of a metal fence back.  With those options and more, a must have the must be!
• Utility Knife - This is another often looked over tool that should be in the tool box.  Stronger than a box cutter, a utility knife can score drywall, cut rope and wires, and it can open a box too.

With these 5 basic tools a new homeowner can at least have a nice start to maintaining their own home.  Are there any others you recommend?  Leave them here in the comments or let us know at either place below.

Reinventing Real Estate

Nothnagle REALTORS® was founded in 1948 on the principle to use technology to increase real estate exposure for buyers and sellers.  As we enter our 64th year of business, we are proud of our long-standing heritage of serving the real estate needs of all our buyers and sellers.  Nothnagle's reputation, solid brand, and dominate market share reflect the confidence consumers place in us every day to help them with their home buying and selling needs.

We have the most dedicated, hardworking sales professionals and employees who serve a very special need in our community...helping people achieve the American dream of home-ownership.  Every day people place their families' futures in our hands.  It is an incredible responsibility but one that pays off with tremendous rewards.

In 2012 we are reinventing real estate.

You'll get more with Nothnagle - the best marketing program to attract buyers, our exclusive mobile site to put homes where you are.  Top dollar for your home because more people will see it therefore creating more demand.

If you're looking to buy or sell, we can deliver the results you are looking for.  You have my personal promise that with Nothnagle REALTORS®, you will get more...that is how we are reinventing real estate.

-Armand D'Alfonso, President & CEO

National Open House Weekend!!!

Did you hear?  Do you know what is happening this weekend?  It's National Open House Weekend!!!

National Open House Weekend is the BIGGEST 2-day housing event in the world!  Through Nothnagle REALTORS alone we are going to have well over 400 open houses.  Even though we have had a great start to 2012, we expect this weekend to be the perfect kick-off to one of the busiest spring buying seasons we have ever had.

That is great news for both buyers and sellers.  In western New York we still have low interest rates on mortgages and  great affordability so don't miss out!  Even if you aren't quite in the market to purchase a home yet or even if you are interested in selling, get out to an open house.  That will give you a chance to meet an agent that would be able to assist you.

Be sure to keep up with us by liking/following us and we look forward to seeing you this weekend!

3 Reasons to Buy Now!

Are you on the fence about buying a home? Not sure if now is the time? Here are 3 benefits as to why buying a home is a GREAT idea!

Equity Building
Of course there are many different variables when it comes to a home loan, but rates are still really low making it easier for you to build equity faster. One thing home buyers may choose to do is go with a shorter term (such as 15 years). This allows them to pay off the loan sooner and with low interest rates, some are even opting to pay more on their monthly payment. When you combine all of that you are building equity in your home faster and saving a considerable amount on interest!

Tax Deduction
Even though many of you already know, the taxes you pay on your home are actually deductible when it comes to those dreaded taxes. This mostly applies to your first home and a vacation home but you can actually find detailed information about it by clicking here and going right to the IRS website!

Pride
Remember walking into your friend's home right after they bought it? What about helping them paint rooms and remodel the bathroom? You may have thought, "Wow...this would be so fun. I could change things and it would be mine! I could do whatever I wanted!" Well now is your chance! Inside to out, there are many things you can do to make a house a home and take pride in every aspect. So call Nothnagle REALTORS today and we can help make it happen for you!

Have a Project and Need Some Help?

Has there been something you have been waiting all winter to get done? Maybe you don't know where to start or you need some help with either part of it or all of it. Well, let Nothnagle Home Services help you out!

It doesn't even matter what it is! Been staring outside all winter imagining you little deck was 3 times the size so it could hold your new grill, new patio set, and your built in hot tub? What about someone to take care of your lawn (even if it's just while you are away) or remodel your kitchen? Because we have licensed and insured vendors that we work with for all of that...and more! You can actually check out the whole list by clicking here.

Wait, you own a business and want to see about becoming one of our partners? Nothnagle Home Services is always looking for great vendors to help our great clients. So fill out the form here and someone will contact you and go over everything that we can do for you and everything you can do for our clients.

Home Services also has their own Facebook so be sure to click the like because when one of our vendors has a special promotion you'll get it right there in your news feed!

And I am sure you have...but just in case,

Home Inspections

If you are a first time home buyer, you may not know what to expect when it comes to a home inspection.  Today we will give you a break down of what to expect as you go through the process.

Before the inspection even happens there are two things that come to mind.  Cost and time.  How much will it cost and who pays for it?  To start, it is usually a fee payed by the home buyer and is often seen as a bargain compared to potential issues that a home can have.  But how much will it cost?  The cost can vary depending on the type of tests and the size of the home.  For more information speak directly with your Nothnagle Agent! How long does it take though?  This also varies based on the tests completed and the size of the home.  On average, a home inspection can take any where from 2-4 hours to complete everything.

During the inspection, the inspector will be checking many areas in your potential new home to make sure everything is safe.  From structural components such as your foundation and frame to interior items such as mold and damaged walls.  Everything in between is covered too!  So even the plumbing, HVAC, and electrical get checked out.  There are some additional items you can have checked as well that are not part of what is considered "standard" and your Nothnagle agent can best guide you.

Ok, so after I get my home inspection...what's next?  What if something comes up?  Well after your inspection is complete both you and the seller will get a copy of the report.  Any problems or recommendations that were discovered during the inspection will show here.  From the report you and your agent can decide what to do next.  Do you need to negotiate some repairs or walk away?  Maybe even get a home warranty...just in case.

Still have questions?  Ask away!  Comment here or reach us at either place below.

Craigslist Scams

In this area we are just getting started into peak time for real estate on both selling and buying as well as renting. Of course this unfortunately means that the scammers are out there more and more.

Although there are many sites available, craigslist is the largest and most know for these types of scams. That doesn't mean you have to avoid the site at all costs...just be careful with what information you give away. You can find rentals on our site as well or even work with an agent. But if you go about it yourself just keep these pointers in mind.

Scammers tend to use the same story or a variation. They are in Africa because they "surprisingly" won an auction and now own oil fields or are there for missionary work or something similar. The stories generally sound a little off and while most people don't fall for them...enough have to where it is still an issue. Here is an example

"Hello,
I received your response concerning my Advertisement published on Craigslist The house is still available am the owner of the home and i bid for a portion of petroleum land a while back in West Africa and fortunately I just won the bidding so I had to move quickly down to Africa to have my company set up because I still have to rebid for it in the next 4 to 5 years. I came over here with my wife and two kids and before we got here i thought of selling the home but had to change my mind because of my wife, she preferred we had it up on the rental market I had to look for an agent, after getting one, we got a deal but later we found out that he was renting it out for a higher price than what we agreed on and i don't want an occupant that will be paying a lot and not have time for the home because of the price of the home. If you notice, you will discovered that the price we are offering is far below standard price, this is enough for you to know that we are not after the rental fee so I contacted the Agent back and requested for my keys and documents the maintenance of the home is far more important to me I know there is no way I can be sure that you are the right person to live in the house because we won't be able to see before sending you the keys and the documents to occupy the space.. But I just have a feeling that anyone who knows the values of a home should know that maintaining a home is essential, so if you believe you can take good care of the house and handle it like yours then I will be more than happy to let you rent the house.

Please if you are interested in renting my house kindly provide the information below.
PLEASE TELL US ABOUT YOURSELF
APPLICATION FORM

Full Name Prefix__________________________________________________ (CELL)PHONE________________________
Date of Birth_________________________________
Home Phone (    )___________________ 
Other Phone (    )________________________
Current Address_______________________________
Apt#________ 
City__________________ 
State______ 
Zip________
Reasons for Leaving Old Home____________________________
Rent $__________
Phone (    )____________________________
Are you married____________________________
How many people will be living in the house____________________________
Do you have a pet____________________________
Do you have a car____________________________
Income____________________________
Move In Date____________________________
HOW SOON CAN YOU HAVE THE DEPOSIT PAYMENT SENT _____________
HOW SOON DO YOU WANT TO RECEIVE THE KEYS AND DOCUMENTS OF THE HOUSE___________________________
Rent/Month: $700___________________________
Deposit Payment: $500___________________________

You could give me a call as soon as possible if you can call internationally if you can't please indicate so i can call you so we could proceed ASAP.

Please note that you will only be able to drive by the house for now but not have a look at the interior until i have sent the keys and documents of the house to you and the requirement for getting the keys and documents of the house is a fully refundable payment, which is the security deposit.

Please note that the deposit made is fully refundable the deposit is just to make sure that you are really interested in the home and also to hold the home for you so we don't rent it out to someone else, after receiving the keys and documents if you feel unsatisfied or uncomfortable with the interior, but i am giving you a benefit of doubt that you will love everything about this lovely home...

I Await your response so that we can discuss on how to get the document and the keys to you. My cell phone numbers are :(+234-XXX-XXX-8505 or +011-234-XXX-XXX-8505) you can call or text

Best Regards"

As you can see from phrases like "Please note that you will only be able to drive by the house for now but not have a look at the interior until i have sent the keys and documents of the house to you and the requirement for getting the keys and documents of the house is a fully refundable payment, which is the security deposit." Where do they get the information and the pictures though? Anywhere! Usually they will log onto ANY real estate site and take the pictures from there. That way if you do drive by...it all looks the same.

So beware! And remember what we've all been told before...if it's too good to be true, it is.

Spring To-Do List

With Spring here (or at least right around the corner) we thought it might be nice to share a nice to-do list with you. This will give you some great ideas that you may have not thought about!

Roof Repairs
Even though we didn't have nearly the winter that we usually do, it still may have been enough to do some damage to your roof. You may want to grab the ladder and take a look; checking for any visible damage and loose shingles. Of course, if you don't feel comfortable...give one of our certified vendors a call to check it out for you.

Check Those Gutters
If you do decide to take the ladder and travel to the roof you may want to take a look at the gutters! Once again, checking for any visible damage and seeing if the gutters are still secure or if they seem a little loose. Don't forget to check the downspouts for damage and to make sure they are still properly connected.

Yard Clean-Up
Anything that may have fallen after you cleaned-up the yard in the fall or even anything that may have accumulated during the mild winter we had should be taken care of. This will allow the grass in your yard to be able to grow properly. Replace dead plants with new ones.

Air Conditioner
If you have central air, you may have already turned it on a couple of weeks ago when we were in the high 70s. But for those with window units or just fans, most of you more than likely have yet to get them set up. You will want to check them and make sure that they are in proper working order. Finding out now ensures that when the warm weather comes (and stays) that you will be ready...and cool. Those with central air...check your filters! The heat has been running all winter so it may be time for a replacement.

Smoke Detectors
Speaking of replacement, don't forget those smoke detectors! If you haven't already performed the semi-annual task of testing and replacing the batteries...now is the time! And for those with CO2 detectors don't forget to check them as well!

Of course if you ever need any assistance with anything, check out our Nothnagle Home Services program!

Why Choose Nothnagle?

So is the question "Why choose Nothnagle?" or should it be "Why NOT choose Nothnagle?" This question applies to not only those interested in buying or selling their homes but people looking for exciting new careers either in real estate or with a different real estate company.

Let's start with looking at our sales. This March was an outstanding month for us here...especially when it came to sales. Compared to March 2011, our sales were up $42 Million this March! What a great track we are on to beat last year where we had $1.1 Billion (our next closest competitor had $215 Million)!

Nothnagle REALTORS also support their agents with a multitude of tools. Ask any of the market's most successful agents...you'll find them all here with us. But is it just our exclusive tools or maybe our gauranteed print advertising program? Perhaps it's Nothnagle.com which is the region's #1 real estate site. It could also be all of these things.

So why not find out for yourself? Whether you are a interested in being a new agent or you're an experienced on...take a look at JoinNothnagle.com and if you still have questions please contact us. You can find contact info on our site, comment here, or check us out below!

New FHA Rule

Have you heard about the new rule for mortgages insured by the Federal Housing Administration?

Starting on April 1st, 2012 the FHA will no longer be insuring mortgage commitments to borrowers that have more than $1,000 in ongoing credit disputes in the file. What this means is that you will have to either pay off the amount or enter into a payment plan for the balance in order to qualify. Just saying you have set up a payment plan isn't enough though. The plan has to be documented with and submitted to the FHA and you have to have made at least 3 payments.

There are some exceptions though. Of course if it's listed as fraud/identity theft then that will not count against you. Also, any disputes that are older than 2 years will not be held against you either.

The FHA has said that part of the reason is because their reserve, which is mandated by congress has fallen bellow the limit (which is why they will also be increasing the insurance premiums on the 1st as well).

So what are you thoughts? Oh....and as always....

Keeping the Plants Frost Free!

Most of us here in Western New York may have gotten a little too excited too soon by the summer like weather. But really, who can blame us? It was floating between 70 and 80! Then last night, in true WNY fashion, we were at 30 degrees and everything was freezing. Farmers were putting tents and blankets over crops to prevent them from killing the early blooms. They even added heaters and fans! But do you need to go to that extreme to keep away the freeze?

The answer is actually pretty simple and for some of you...you may actually be on it right now. The answer? A sheet! But hey, what about that tarp you have? Won't that work? According to garden shop owners, plastic is actually worse than doing nothing at all. The plastic will create a "freezer burn" effect that will kill the plants so stick with a sheet. Hold it down with a few rocks, and don't remove it until the sun has had plenty of time to warm it up.

Discount Points

The name alone sounds enticing doesn't it? I mean, who wouldn't want a discount...ESPECIALLY on the largest purchase most of us will ever make! But what exactly are discount points and how do you get them?

Discount points (also know as closing or mortgage points)are a type of prepaid interest that mortgage borrowers can purchase to lower the amount of interest they will have to pay on subsequent payments. Just like with origination points, 1 point is equal to 1% of the total loan. So, on a $100,000 loan each point would be equal to $1,000. Each point you pay can lower your interest rate from 1/8 to 1/4 of a percent. Another great thing (as if lowering your interest rate wasn't enough) is that discount points are also tax deductible in the year that they are paid.

So give one of our Mortgage Specialists a call!